Insurance/Policies

Insurance/Policies
As a Licensed Psychotherapist in New Jersey, my services are insurance-reimbursable via your out-of-network benefit.  I can help you navigate your insurance company to ensure you'll understand how much you will be reimbursed but the most important questions to ask your health insurance company are:
     *  What is my out-of-network mental health benefit?
     *  Is there a deductible and if so, how much is it and have I met it yet?
     *  What % will my insurance pay once my deductible is met?
     *  Are there a certain number of visits I'm allowed per calendar year?
     *  Do I need an authorization number to see an out-of-network clinician? 

Payment 
You have the option of making payment by cash, check or credit card at the end of each session.  I will provide an invoice at the end of the month which you can submit to your health insurance company for reimbursement.

Cancellation Policy 
If you need to change or cancel your appointment, please provide at least 48 hours notification or you will be charged for the missed session if we cannot find a time to reschedule that week, not withstanding emergencies.  

If you are under financial duress please let me know and we can discuss your situation; reduced fees are available on a limited basis.